Log in / Sign up

Get in touch with one of our experts who can answer all your home loan related questions.

We love feedback!

Back to Inspire Home

Is there a best time of the year to buy or sell?

The property market is a daunting place for both sellers and buyers because the results can be unpredictable. If you are about to buy or sell a property and require a little bit of guidance, don’t worry, because we’ve broken down each season, letting you in on the pros and cons of each.

Seen a for sale sign and wondering how much the property is worth? Find out with our free property report.



If you’ve been doing your research, we probably don’t need to tell you that spring can be the busiest time of the year. For a buyer, that means more properties up for grabs and more listings available. Spring is also beneficial for a seller, as they have the opportunity to stir up competition amongst other sellers through competitive pricing and negotiations.

On the other hand, as there are multiple properties on sale during the spring, it also means that there will be stiffer competition amongst buyers. Plus, sellers might take the chance to raise the price and buyers may be forced to fork out more than they planned to in order to seal the deal.

Buying a property shouldn't be painful. Lendi makes it simpler.



If you are looking to sell your home, take advantage of the warmer weather and do it in summer. Plus, if you are looking to sell your coastal home, this is the perfect time to do it, when buyers will be looking for that perfect coastal, summer home.

It has been noted that properties appear more desirable due to the fact that the house will appear more lighter and warmer. Brightly coloured flowers and greenery also come into full effect in the summer, leading a home to look fresh and vibrant. For a buyer, this also means that there will be more open house inspections available. So if you are a buyer, take advantage of this and try to view as many homes as possible.

Again, this season also means that there will be a higher level of competition amongst buyers who are looking for their dream home. However, do not let this deter you. As we said before, the warmer weather means more properties on offer and more listings.

Find a better home loan without the stress. Compare rates now.



When autumn rolls arounds, things start to cool down and the property market is no different. Auction clearance rates and prices drop and so does the number of houses on offer. This is where the buyer has an advantage. By deciding to purchase when there is less competition during autumn, you could potentially nab your dream property at a discount.

However, if you are a seller, depending on your location and suburb, autumn could work to your favour due to the fact that there is possibly going to be a higher demand for houses since they are limited. During autumn, the leaves change colour and there are fresher fragrances in the air. This will make your garden appear more warmer and homey to potential buyers.

Low on time? Get a home loan comparison rate in 30 seconds.


winter While many of us dread the coldest season of the year, it is actually one of the best times for buyers to grab a bargain as it generally sees lower auction clearance rates. If you are looking to buy a coastal home it's best to do it out of season in winter when there is less competition.

As a seller, this may not be the best time of the year for you. There are less buyers shopping for houses and you might yourself feeling under pressure to sell or with no choice but to lower the price of your home.

Don't spend hours filling out forms. Apply for your home loan online with Lendi and get approved faster.

Tags: new home, new purchase, first home buyer, auction, selling property

Check today's low rates

Tell us what you are looking for and see if you can save.

Search rates

Check today's low rates

Tell us what you are looking for and see if you can save.

Search rates
How much is your home worth?

How much is your home worth?

Get a free online property valuation with local sale and suburb statistics.

Get your property report

Important legal stuff

COMPARISON RATE WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates are based on a loan amount of $150,000 over a loan term of 25 years.
Lendi is the trading name of Lendi Pty Ltd, a related body corporate of your licensed credit assistance provider, Auscred Services Pty Ltd (ACN 164 638 171, Australian Credit Licence Number 442372). We will never sell your email address to any third party or send you nasty spam, promise.
EXAMPLE: This example is current as at 20th October 2016. A Click Loans Online Principal and Interest Loan of $150,000 over 25 years has monthly repayments of $767. This is calculated based on the interest rate of 3.69%, comparison rate of 3.69%, upfront fees of $0 and annual fees of $0.
IMPORTANT INFORMATION: Loan terms of between 1 Year and 40 Years are available subject to lender and credit criteria. Maximum comparison rate will not exceed 14.99% (see comparison rate warning above). Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn't take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice. Savings shown are based on user inputted data and a loan term of 30 years. All applications for credit are subject to lender credit approval criteria.
Lendi is a privately owned and operated Aussie business. Our mission is to provide Aussies with the right experience when choosing a home loan from our panel of major and non-bank lenders including Click Loans which is a wholly owned subsidiary of Auscred Pty Ltd and a related body corporate of Auscred Services, your credit assistance provider. Although Lendi compares over 1600 products from over 30 lenders, we don't cover the whole market or compare all features and there may be other features or options available to you. While Lendi is 40% owned by founders and employees, we have also been supported by some great minority shareholders including Bailador, Macquarie Bank Ltd and a number of Australian sophisticated investors. We have an independent and founder led board.
Made with love at Circular Quay in Sydney, Australia. © 2019. All rights reserved.