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Introducing Lendi’s Approval Confidence™. A global-first for home loans.

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Getting a home loan is often hard, complicated and takes longer than you expect. At Lendi, our goal is to simplify the home loan process.

That’s why, in a world-first, Lendi has integrated with some of Australia's biggest banks and lenders to give you Lendi’s real-time Approval Confidence™. So you can get approved faster and get a home loan with confidence.

What is Lendi’s Approval Confidence™?

Lendi’s Approval Confidence™ offers borrowers a more realistic view of their home loan options and chances of approval across some of Australia’s biggest banks and lenders. This is a global first and designed to empower borrowers.

Previously, it could take weeks for a customer to achieve Approval Confidence™. Australian borrowers can now access Lendi’s Approval Confidence™ which indicates, in real time, the likelihood of the approval of loan options from Lendi’s integrated lender partners.

Lendi's co-founder and managing director, David Hyman says “This new capability is set to revolutionise the market by making on-demand home finance a reality while importantly addressing the information asymmetry that has existed between lenders, brokers and borrowers.”

Hyman continues, “We know people can feel overwhelmed and vulnerable throughout the home loan process and we are rectifying that by giving borrowers more information and a greater sense of certainty without jeopardising their credit score.

What are the benefits of Lendi’s Approval Confidence™?

  • No stress - Lendi’s Approval Confidence™ gives you more information and a greater sense of certainty.
  • No credit checks - View your chances of approval without impacting your credit score.
  • It’s fast - You can achieve Approval Confidence™ in less than 1 hour instead of waiting days or weeks.
  • It’s convenient - You can start your application and upload all documents at any time of day or night.
  • Unlimited expert support - as usual our team of Home Loan Specialists are ready to assist you over a phone call, email, live chat, or SMS.

So how does Approval Confidence™ work?

approval-confidence-mobile Lendi’s Approval Confidence™ integration connects directly with the internal decision engines of multiple banks to determine an Approval Confidence™ decision outcome in real time. It assesses a borrower’s credit profile and personal information and the bank’s response is returned back to the Lendi platform and the customer within seconds.

The system provides the customer with an easy to understand Lendi rating of ‘standard’ or ‘high’ on potentially suitable loans without impacting the borrower’s credit score.

It indicates the customer's ability to achieve full approval on the loan, helping the customer select the lender and loan option that will most likely fit their situation and therefore achieve approval faster.

Customers using the Lendi platform will, as usual, be able to access a detailed comparison of the three most competitive loan options curated from more than 2,500 products to suit their needs

In addition to this, Lendi’s Approval Confidence™ works alongside Lendi’s Choose Your Loan™ technology which empowers consumers to self-select a loan product from a curated list of options suited to their stated needs and objectives.

And then, once we have conducted our internal assessments, the customer can self-submit a home loan application online and autonomously.

This is the first time that a home loan customer can self-select on any platform with a higher confidence their loan could be approved.

Get your home loan approved with confidence today

At Lendi, our mission is to make getting and managing your home loan simple, easy and transparent. This is another way we are removing stress points within the home loan process for customers and giving them the power to better understand their options.

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We're here to help. Get free expert advice at a time that suits you. Choose a time to chat with a Home Loan Specialist here.

The information in this post is general in nature and should not be considered personal or financial advice. You should always seek professional advice or assistance before making any financial decisions.

Lendi Pty Ltd t/as Lendi (Credit Representative 518849) is authorised by Auscred Services Pty Ltd (Australian Credit Licence 442372). Applications are subject to assessment and lender approval. Lendi Approval Confidence™ is determined by Lendi (not the lender) and is based on the information you provide.

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Tags: interest rate, refinance, new purchase, fast approval, conditional approval

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Important legal stuff

Lendi is the trading name of Lendi Pty Ltd (ACN 611 161 856), a related body corporate of Auscred Services Pty Ltd (ACN 164 638 171, Australian Credit Licence 442372). We will never sell your email address to any third party or send you nasty spam, promise.
# Quoted rate applies only to PAYG loans with LVR of 80% or less with security in non-remote areas. All applications are subject to assessment and lender approval.
Lendi is a privately owned and operated Australian business. Our mission is to change the way Australians get home loans by providing a faster, smarter and more secure home loan experience designed around the customer’s convenience and needs. Although Lendi compares over 1600 products (2,500+ products including feature and pricing variations) from more than 35 lenders, we don't cover the whole market or compare all features and there may be other features or options available to you. While Lendi is 35% owned by founders and employees, we have also been supported by some great minority shareholders including Bailador, Macquarie Bank Ltd and a number of Australian sophisticated investors.
*WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates are based on a loan amount of $150,000 over a loan term of 25 years. Fees and charges apply. All applications are subject to assessment and lender approval. Quoted rate applies only to PAYG loans with LVR of 80% or less with security in non-remote areas. All applications are subject to assessment and lender approval.
IMPORTANT INFORMATION: Loan terms of between 1 Year and 40 Years are available subject to lender and credit criteria. Maximum comparison rate will not exceed 14.99% (see comparison rate warning above). Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn't take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice. Savings shown are based on user inputted data and a loan term of 30 years. All applications for credit are subject to lender credit approval criteria.
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