Tell us what you are looking for and see if you can save. 

Check today's competitive home loan rates

%%How much can you save by refinancing?%%

Getting a home loan is often hard, complicated and takes longer than you expect. At Lendi, our goal is to simplify the home loan process. 

That’s why, in a world-first, Lendi has integrated with some of Australia's biggest banks and lenders to give you Lendi’s real-time [Approval Confidence™](https://www.lendi.com.au/?utm_source=inspire&utm_medium=television&utm_campaign=lendi_inspire_p_approval-confidence-inspire_all). So you can get approved faster and get a home loan with confidence. 

## What is Lendi’s Approval Confidence™?

[Lendi’s Approval Confidence™](https://www.lendi.com.au/?utm_source=inspire&utm_medium=television&utm_campaign=lendi_inspire_p_approval-confidence-inspire_all) offers borrowers a more realistic view of their home loan options and chances of approval across some of Australia’s biggest banks and lenders. This is a global first and designed to empower borrowers.

Previously, it could take weeks for a customer to achieve Approval Confidence™. Australian borrowers can now access Lendi’s Approval Confidence™ which indicates, in real time, the likelihood of the approval of loan options from Lendi’s integrated lender partners.

Lendi's co-founder and managing director, David Hyman says “This new capability is set to revolutionise the market by making on-demand home finance a reality while importantly addressing the information asymmetry that has existed between lenders, brokers and borrowers.”

Hyman continues, “We know people can feel overwhelmed and vulnerable throughout the home loan process and we are rectifying that by giving borrowers more information and a greater sense of certainty without jeopardising their credit score.

## What are the benefits of Lendi’s Approval Confidence™?

- __No stress__ - Lendi’s Approval Confidence™ gives you more information and a greater sense of certainty. 
- __No credit checks__ - View your chances of approval without impacting your credit score.
- __It’s fast__ - You can achieve Approval Confidence™ in less than 1 hour instead of waiting days or weeks. 
- __It’s convenient__ - You can start your application and upload all documents at any time of day or night. 
- __Unlimited expert support__ - as usual our team of Home Loan Specialists are ready to assist you over a phone call, email, live chat, or SMS. 

## So how does Approval Confidence™ work? 
![approval-confidence-mobile](//images.ctfassets.net/o2gysnvd04sg/4ms5Fue2qCwTkWFbgjlKqF/2cc2f0dc01f589458867e00713139c5b/approval-confidence-mobile.jpg) 
Lendi’s Approval Confidence™ integration connects directly with the internal decision engines of multiple banks to determine an Approval Confidence™ decision outcome in real time. It assesses a borrower’s credit profile and personal information and the bank’s response is returned back to the Lendi platform and the customer within seconds. 

The system provides the customer with an easy to understand Lendi rating of ‘standard’ or ‘high’ on potentially suitable loans without impacting the borrower’s credit score. 

It indicates the customer's ability to achieve full approval on the loan, helping the customer select the lender and loan option that will most likely fit their situation and therefore achieve approval faster.

Customers using the Lendi platform will, as usual, be able to access a detailed comparison of the three most competitive loan options curated from more than 2,500 products to suit their needs

In addition to this, [Lendi’s Approval Confidence™](https://www.lendi.com.au/?utm_source=inspire&utm_medium=television&utm_campaign=lendi_inspire_p_approval-confidence-inspire_all) works alongside Lendi’s Choose Your Loan™ technology which empowers consumers to self-select a loan product from a curated list of options suited to their stated needs and objectives.

And then, once we have conducted our internal assessments, the customer can self-submit a home loan application online and autonomously. 

This is the first time that a home loan customer can self-select on any platform with a higher confidence their loan could be approved. 

## Get your home loan approved with confidence today
At Lendi, our mission is to make getting and managing your home loan simple, easy and transparent. This is another way we are [removing stress points](https://www.lendi.com.au/?utm_source=inspire&utm_medium=television&utm_campaign=lendi_inspire_p_approval-confidence-inspire_all) within the home loan process for customers and giving them the power to better understand their options.

## See how much you could save with a lower rate

%%___widget home-loan-repayment%%

## Got a home loan question?
We're here to help. Get free expert advice at a time that suits you. Choose a time to chat with a [Home Loan Specialist here](https://www.lendi.com.au/book-appointment/). 

*The information in this post is general in nature and should not be considered personal or financial advice. 
You should always seek professional advice or assistance before making any financial decisions.*

*Lendi Pty Ltd t/as Lendi (Credit Representative 518849) is authorised by Auscred Services Pty Ltd (Australian Credit Licence 442372). Applications are subject to assessment and lender approval. Lendi Approval Confidence™ is determined by Lendi (not the lender) and is based on the information you provide.*

%%Check today's competitive rates%%