Home Loans

We’ll guide you through every step of your home loan journey.

What would you like to do?

Whether you’re a first home buyer or a seasoned investor it’s important to make sure you have all the facts to find the right loan for you. The type of home loan you choose will depend on your situation.

Buying a home

Find out how your borrowing power is calculated, how to gain pre-approval, and avoid paying LMI. 

Refinancing

Switching to a better home loan is a lot easier today. Find out how much you could save. 

Investing

Learn how to get the best investment home loan rates and what tax deductions you can claim.

How Lendi works

Compare & apply online 24/7

Our process is 100% digital. Compare loans from more than 35+ lenders, including the big four banks. Easily apply online in your own time and settle with less hassle and less paperwork.

Choose from your personalised shortlist

Our smart technology compares 2,500+ home loans and builds a personalised shortlist of loans that best match your individual needs and preferences. Best of all, you can find the right loan for you from your couch.

Settle your loan faster

Our Home Loan Specialists do the hard work for you. They liaise with the lender, keep you updated on your loan’s progress, and are available to answer your questions via phone, email or live chat.

Expert support at your fingertips

Don’t forget you have unlimited access to support from our Home Loan Specialists. No question is too small and no situation is too complex for our team. We’re ready to help out as much or as little as you like via phone, email, and live chat.

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Choosing an interest rate that’s right for you

Fixed rates

Fixed rates stay the same for a set period of time. 

  • Usually fixed for 1-5 years

  • Predictable repayments & easier to budget

  • Break fees can apply if you refinance

  • Extra repayment limits

  • May not include offset account or redraw facility

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Learn more

Variable rates

Variable rates will change throughout the life of your loan. 

  • Pay less when interest rates fall & more when they rise

  • Flexibility to make extra repayments

  • Extra features such as redraw facility or offset account

  • No break fees - easier to refinance

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Learn more

Home Loan Calculators

Borrowing Power Calculator

Work out how much you could borrow based on your income and how much you owe.

Calculate Stamp Duty

Estimate how much stamp duty and extra fees you might need to pay for the property you want.

Repayments calculator

Find out how much your weekly, fortnightly or monthly your home loan repayments will cost.

Get free advice from an expert

  • Tell us what you’re looking for, and our technology will track down the best deals for you

  • Compare loans from over 30 major Australian lenders and choose the right one for you

  • Leave paperwork behind and skip trips to the bank. Apply online and get approved online

“Our team of Home Loan Specialists are here to help you along the way”

Book an appointment

Your home loan questions

Home loan guides

Frequently asked questions

How much does stamp duty cost?

Need some help?

Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you.

Important legal stuff

Lendi is the trading name of Lendi Pty Ltd (ACN 611 161 856), a related body corporate of Auscred Services Pty Ltd (ACN 164 638 171, Australian Credit Licence 442372). We will never sell your email address to any third party or send you nasty spam, promise.
# Quoted rate applies only to PAYG loans with LVR of 80% or less with security in non-remote areas. All applications are subject to assessment and lender approval.
Lendi is a privately owned and operated Australian business. Our mission is to change the way Australians get home loans by providing a faster, smarter and more secure home loan experience designed around the customer’s convenience and needs. Although Lendi compares over 1600 products (2,500+ products including feature and pricing variations) from more than 35 lenders, we don't cover the whole market or compare all features and there may be other features or options available to you. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.
*WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates are based on a loan amount of $150,000 over a loan term of 25 years. Fees and charges apply. All applications are subject to assessment and lender approval. Quoted rate applies only to PAYG loans with LVR of 80% or less with security in non-remote areas. All applications are subject to assessment and lender approval.
IMPORTANT INFORMATION: Loan terms of between 1 Year and 40 Years are available subject to lender and credit criteria. Maximum comparison rate will not exceed 14.99% (see comparison rate warning above). Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn't take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice. Savings shown are based on user inputted data and a loan term of 30 years. All applications for credit are subject to lender credit approval criteria.
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