Refinance your home loan online

We’re here to help you get a better home loan. It’s never been easier.

Why do you want to refinance?

The first step to refinancing is understanding your needs. Then you can identify which home loans are best suited to your financial goals. 

Pay less each month

A lower interest rate can help reduce your monthly repayments and free up cash flow each month. See how you can pay less on your home loan. 

Pay off loan sooner

There are a number of ways you can shave years off your loan and be debt free sooner. Find out how much you could save.

Get cash out

Accessing equity in your home loan can free up cash you could use to do repairs, renovate your home, or buy another property.

Consolidate debt

Combining debts like credit cards, personal loans or car loans into your home loan can reduce the total amount of interest you pay.

Refinance the easy way

1. Compare & apply online 24/7

We have digitised the whole home loan process so that you can search, compare and apply with confidence at your own pace, in your own time.

2. Reduce your monthly repayments

Find out if you're paying too much each month on an old rate. Our technology searches 2,500+ options to find the best loan for your unique needs and preferences. Best of all, you can find the right loan for you from your couch.

3. Expert support at your fingertips

Our Home Loan Specialists do the hard work for you. They liaise with the lender, keep you updated on your loan’s progress, and are available to answer your questions via phone, email or live chat.

Start an application

Why you should choose Lendi

We have digitised the whole home loan process so that you can search, compare and apply with confidence at your own pace, in your own time.

  • Personalised home loan offers

  • Compare in 30 seconds

  • No fees

  • Your own dedicated home loan specialist

  • Search has no impact on your credit rating

Start application

Calculators to help you refinance

Equity calculator

See your loan to value ratio and if you can access equity from your home loan.

Offset account calculator

Check how much you could save by using an offset account.

Debt consolidation calculator

See if you can save on interest by rolling your debts into your home loan.

Refinancing your home loan in 2021

Need some help?

Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you.

Important legal stuff

Lendi is the trading name of Lendi Pty Ltd (ACN 611 161 856), a related body corporate of Auscred Services Pty Ltd (ACN 164 638 171, Australian Credit Licence 442372). We will never sell your email address to any third party or send you nasty spam, promise.
# Quoted rate applies only to PAYG loans with LVR of 80% or less with security in non-remote areas. All applications are subject to assessment and lender approval.
Lendi is a privately owned and operated Australian business. Our mission is to change the way Australians get home loans by providing a faster, smarter and more secure home loan experience designed around the customer’s convenience and needs. Although Lendi compares over 1600 products (2,500+ products including feature and pricing variations) from more than 35 lenders, we don't cover the whole market or compare all features and there may be other features or options available to you. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.
*WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates are based on a loan amount of $150,000 over a loan term of 25 years. Fees and charges apply. All applications are subject to assessment and lender approval. Quoted rate applies only to PAYG loans with LVR of 80% or less with security in non-remote areas. All applications are subject to assessment and lender approval.
IMPORTANT INFORMATION: Loan terms of between 1 Year and 40 Years are available subject to lender and credit criteria. Maximum comparison rate will not exceed 14.99% (see comparison rate warning above). Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn't take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice. Savings shown are based on user inputted data and a loan term of 30 years. All applications for credit are subject to lender credit approval criteria.
Made with love at Circular Quay in Sydney, Australia. © 2021. All rights reserved.