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How do my loan repayments work?

Home loan repayments can be made weekly, fortnightly or monthly throughout the life of your loan. Unless you have an interest only loan, your repayments are a combination of annual interest rates and the principal loan amount.

The frequency of your repayments and your loan term are also taken into account when determining your repayment amount. Repayments can be made through BPAY, direct debit, or in the case of an offset account, EFT.

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