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My fixed rate term is coming to an end. What do I need to do?

You will usually be notified by your lender approximately one month before your loan's fixed rate term ends. When your fixed rate term ends, your repayments will change to be calculated at a variable rate of interest.

This change will happen automatically so you won't need to do anything. However if you are struggling with your new repayments, this could be a good time to look into more competitive refinancing options for your home loan.

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